Discussmpirical evidence and real world examples to support your conclusion.

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the following two quotes to draw a conclusion on market efficiency. Incorporate any relevant eDiscuss mpirical evidence and real world examples to support your conclusion.
“After costs, only the top 3% of managers produce a return that indicates they have sufficient skill to just cover their costs, which means that going forward, and despite extraordinary past returns, even the top performers are expected to be only as good as a low-cost passive index fund. The other 97% can be expected to do worse.”
Eugene Fama, Nobel Prize winning academic
“I’d be a bum on the street with a tin cup if markets were always efficient.”
Warren Buffett, Fund manager

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